Commission Disclosure Policy
01.
Objective
This Commission Disclosure Policy is prepared in accordance with SEBI and AMFI guidelines requiring Mutual Fund Distributors to disclose commission structures received from Asset Management Companies (AMCs). It ensures complete transparency for investors and complies with SEBI Circulars on commission disclosures at the point of sale and on distributor websites, as well as the AMFI Master Circular for MFDs dated 14-January-2026.
02.
How Commission Works
When you invest in a Regular Plan mutual fund through Invest Aaj For Kal Edutech Private Limited, the AMC pays us a trail commission. This commission is a percentage of your invested amount, paid by the AMC from the scheme’s Base Expense Ratio (BER). This commission does NOT increase your investment cost – it is already included in the scheme’s NAV. Direct Plans of the same scheme have a lower expense ratio because they do not include distributor commission. You may choose to invest in Direct Plans directly through AMC websites or apps without any distributor involvement.
03.
Trail Commission Structure (Indicative Range)
The following table provides indicative trail commission rates received from various AMCs. Actual commissions may vary across schemes and share classes as per AMC-defined slabs, investor location (T30/B30 cities), AUM-based slabs, and SEBI regulations.
| AMC Name |
Equity |
Passive |
Hybrid |
Debt |
Liquid |
| 360 ONE Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Aditya Birla Sun Life MF |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Axis Mutual Fund |
0.50-1.50% |
0.10-0.50% |
0.40-1.00% |
0.15-0.55% |
0.03-0.12% |
| Bajaj Finserv Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Bandhan Mutual Fund |
0.45-1.40% |
0.10-0.55% |
0.35-0.95% |
0.10-0.50% |
0.03-0.10% |
| Bank of India Mutual Fund |
0.50-1.45% |
0.10-0.55% |
0.40-0.95% |
0.15-0.55% |
0.03-0.12% |
| Baroda BNP Paribas MF |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Canara Robeco Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| DSP Mutual Fund |
0.45-1.40% |
0.10-0.55% |
0.35-0.90% |
0.10-0.50% |
0.03-0.10% |
| Edelweiss Mutual Fund |
0.50-1.45% |
0.10-0.55% |
0.40-0.95% |
0.15-0.55% |
0.03-0.12% |
| Franklin Templeton MF |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Groww Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| HDFC Mutual Fund |
0.45-1.35% |
0.10-0.50% |
0.35-0.85% |
0.10-0.45% |
0.03-0.10% |
| Helios Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| HSBC Mutual Fund |
0.40-1.20% |
0.10-0.40% |
0.35-0.80% |
0.15-0.55% |
0.03-0.12% |
| ICICI Prudential MF |
0.55-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.55% |
0.03-0.12% |
| Invesco Mutual Fund |
0.55-1.60% |
0.10-0.65% |
0.45-1.10% |
0.20-0.65% |
0.05-0.18% |
| ITI Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| JM Financial Mutual Fund |
0.55-1.50% |
0.10-0.65% |
0.40-1.05% |
0.15-0.65% |
0.03-0.15% |
| Kotak Mahindra Mutual Fund |
0.40-1.60% |
0.10-0.65% |
0.35-1.10% |
0.10-0.65% |
0.03-0.18% |
| LIC Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Mahindra Manulife MF |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Mirae Asset Mutual Fund |
0.55-1.50% |
0.10-0.65% |
0.40-1.05% |
0.15-0.65% |
0.03-0.15% |
| Motilal Oswal Mutual Fund |
0.45-1.35% |
0.10-0.50% |
0.35-0.85% |
0.10-0.45% |
0.03-0.10% |
| Navi Mutual Fund |
0.40-1.20% |
0.10-0.40% |
0.35-0.80% |
0.10-0.45% |
0.03-0.10% |
| Nippon India Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Old Bridge Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| PPFAS Mutual Fund |
0.40-1.20% |
0.10-0.40% |
0.35-0.80% |
0.15-0.55% |
0.03-0.12% |
| Quant Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Quantum Mutual Fund |
0.40-1.20% |
0.10-0.40% |
0.35-0.80% |
0.10-0.45% |
0.03-0.10% |
| SBI Mutual Fund |
0.55-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.55% |
0.03-0.12% |
| Shriram Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Sundaram Mutual Fund |
0.55-1.60% |
0.10-0.65% |
0.45-1.10% |
0.20-0.65% |
0.05-0.18% |
| Tata Mutual Fund |
0.55-1.50% |
0.10-0.65% |
0.40-1.05% |
0.15-0.65% |
0.03-0.15% |
| Trust Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| Union Mutual Fund |
0.50-1.50% |
0.10-0.60% |
0.40-1.00% |
0.15-0.60% |
0.03-0.15% |
| UTI Mutual Fund |
0.40-1.60% |
0.10-0.65% |
0.35-1.10% |
0.10-0.65% |
0.03-0.18% |
| WhiteOak Capital MF |
0.55-1.50% |
0.10-0.65% |
0.40-1.05% |
0.15-0.65% |
0.03-0.15% |
| Others AMCs |
0.40-1.60% |
0.10-0.65% |
0.35-1.10% |
0.10-0.65% |
0.03-0.18% |
Updated quarterly as per AMFI guidelines.
01.
Invest Aaj For Kal Edutech Private Limited receives only trail commission from AMCs. We do not accept any upfront commission, incentive commission, or one-time payments from any AMC.
02.
Investors may refer to their Consolidated Account Statement (CAS) issued by CAMS or KFintech, which displays the actual total commission paid to distributors.
03.
Commissions are paid directly by the respective AMCs and are included in the BER. The commission does not increase the investor’s cost.
04.
Invest Aaj For Kal Edutech Private Limited does not receive any remuneration, gift, incentive trip, or non-cash benefit from any AMC that could result in a conflict of interest.
05.
Investors may choose to invest in Direct Plans directly through AMC websites or apps. Direct Plans have lower expense ratios.
06.
Our scheme recommendations are based on objective criteria and are never influenced by commission rates.
05.
Compliance References
AMFI Master Circular for MFDs dated 14-January-2026; SEBI Master Circular for Mutual Funds; SEBI Circular No. HO/(79)2026-MIRSD-PODMMC; AMFI Code of Conduct for Mutual Fund Distributors.
Invest Aaj For Kal Edutech Private Limited
AMFI Registered Mutual Fund Distributor & SIF Distributor
CIN: U80301RJ2021PTC077481
AMFI Registered Mutual Fund Distributor (ARN-266556) – Validity: 22-Jan-2026 to 22-Mar-2029
AMFI Registered SIF Distributor (ARN-266556) – Validity: 23-Sep-2025 to 22-Sep-2028
Authorised Person of Zerodha Broking Limited (SEBI: INZ000031633) | NSE AP: AP2516003263 | MCX AP: MCX/AP/175209
APMI Registration: APRN01657 (Validity: till 20-Nov-2027) | PMS EUIN: E03467 (Pankaj Ladha)
Disclaimers
Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
Investments in Specialized Investment Fund (SIF) involves relatively higher risk including potential loss of capital, liquidity risk and market volatility. Please read all investment strategy related documents carefully before making the investment decision.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing. All stock broking, trading, settlement, and related activities are carried out by Zerodha Broking Limited and governed by the Stock Broker’s policies and SEBI regulations.
The Company receives commission from Asset Management Companies / issuers for distribution of Mutual Fund and SIF products in Regular Plans, as permitted under SEBI and AMFI regulations. Such commissions may include trail or other permitted forms. No commission or fee is charged directly to investors for Mutual Fund or SIF distribution.
Invest Aaj For Kal Edutech Private Limited makes no warranties or representations, express or implied, on products offered through the platform of Invest Aaj For Kal Edutech Private Limited. We are NOT a SEBI Registered Investment Adviser. For personalized investment advice, please consult a SEBI-registered Investment Adviser. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services.
Invest Aaj For Kal Edutech Private Limited operates in compliance with SEBI and AMFI regulations.
