01.
Privacy Commitment.
Invest Aaj For Kal Edutech Private Limited (ARN-266556), AMFI Registered Mutual Fund Distributor & SIF Distributor, is committed to maintaining the privacy, confidentiality, and security of personal information collected from investors, employees, and website visitors. This Privacy Policy explains how we collect, use, store, share, and protect personal data in accordance with the Digital Personal Data Protection Act, 2023 (DPDPA), Information Technology Act 2000, SEBI Master Circulars for Mutual Funds, and AMFI Data Sharing Principles prescribed under the AMFI Master Circular for MFDs dated 14-January-2026.
02.
Scope & Applicability.
This policy applies to all individuals interacting with Invest Aaj For Kal Edutech Private Limited through our website, during client onboarding, Know Your Customer (KYC) verification, risk profiling, and mutual fund / SIF transaction processing. It extends to all employees, service providers, and vendors authorized to access or process client information on our behalf. By engaging with Invest Aaj For Kal Edutech Private Limited or accessing our website, you consent to the collection and use of your personal information as described in this policy.
03.
Information We Collect.
Personal Details : Name, address, date of birth, PAN, Aadhaar (for KYC), contact details (mobile number, email ID), bank account information, nomination details, and investment preferences.
Financial Details : Annual income range, net worth, existing investments, risk profile assessment responses, investment horizon, goals, and transaction history.
KYC Documents : PAN card copy, Aadhaar copy, address proof, photograph, bank statement or cancelled cheque, FATCA/CRS self-declaration, and UBO details (for non-individual investors).
Technical Data : IP address, browser type, device information, operating system, and cookies when you visit our website.
We do NOT collect unnecessary personal data such as religion, caste, political affiliation, or any data not required for mutual fund distribution services and regulatory compliance.
04.
Purpose of Data Collection.
Your data is used strictly for: (a) Processing mutual fund and SIF distribution transactions; (b) Completing KYC and meeting SEBI/AMFI/PMLA regulatory obligations; (c) Conducting risk profiling and investment suitability assessment; (d) Sending transaction confirmations, account statements, NAV updates, and service-related communications; (e) Responding to your queries, service requests, and complaints; (f) Meeting regulatory reporting requirements to SEBI, AMFI, and other authorities; (g) Improving our website functionality and user experience. We do NOT use your data for any purpose other than what is stated above.
We share your data only in these specific situations, and never beyond what is necessary:
With AMCs and RTAs : For processing your mutual fund and SIF transactions. This is a regulatory requirement and covers CAMS, KFintech, and respective Asset Management Companies.
With SEBI, AMFI : Upon official request or regulatory order. This is mandatory compliance.
With AMC/AMFI-appointed auditors : During due diligence or compliance audits. This is a regulatory obligation.
With KYC Registration Agencies (KRAs) : CAMS KRA, CVL KRA, NDML KRA, and CKYC for KYC verification purposes.
With NSE MF Invest Platform : NSE MF Invest Platform (For MF & SIF) as our transaction platform provider for order processing and settlement.
With Finnsys / ARM Fintech : As our backoffice software provider for record maintenance and reporting.
With any other third party : Only with your explicit written consent, obtained before any sharing occurs.
We do NOT sell, rent, lease, or share your personal or financial data with any external marketing agency, advertising platform, or unrelated third party under any circumstances.
06.
Data Storage & Security Measures.
Digital records are stored on encrypted storage with mandatory access controls. Physical documents (KYC forms, signed applications) are kept in secure locked cabinets at our registered office in Kota, Rajasthan, with restricted key access. All employees sign a confidentiality undertaking at the time of joining. We implement industry-standard security measures including licensed antivirus software, firewall protection on office networks, strong password policies (minimum 8 characters, changed every 90 days), and regular security audits. No client data is stored on personal devices of employees.
07.
Data Retention & Disposal.
Client records are retained for the period prescribed under applicable SEBI (Mutual Funds) Regulations, AMFI guidelines, PMLA Rules, and Income Tax Act. After the mandatory regulatory retention period expires, physical records are securely shredded with a disposal log maintained, and digital records are permanently deleted from all storage locations including backups. Approval is required before any record disposal.
08.
PYour Rights Under DPDPA 2023.
Under the Digital Personal Data Protection Act, 2023, you have the right to: (a) Access your personal data held by us; (b) Request correction of inaccurate or incomplete data; (c) Request erasure/deletion of your data (subject to regulatory retention requirements); (d) Withdraw your consent for data processing at any time (this may affect our ability to continue providing services); (e) Lodge a complaint with the Data Protection Board of India if you believe your data rights have been violated.
To exercise any of these rights, please write to
grievance@investaajforkal.com.
09.
Cookies.
Our website uses cookies to enhance your browsing experience, remember your preferences, and analyze website traffic. You can control cookie settings through your browser preferences. Disabling cookies may affect certain website functionalities such as calculators and login features.
10.
Third-Party Links.
Our website contains links to external websites (AMC websites, SEBI, AMFI, SCORES, etc.) provided for your convenience. Invest Aaj For Kal Edutech Private Limited does not control, endorse, or assume responsibility for the content, privacy policies, or security practices of these external sites.
11.
Changes to This Policy.
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. The latest version will always be available on this page.
Grievance Officer : Mr. Ayush Chandwani
Office : 20 A, Talwandi, Kota, Rajasthan 324005
Business Hours : Monday to Saturday, 10:00 AM to 6:00 PM (IST), except public holidays.
Last Updated : March 2026
Invest Aaj For Kal Edutech Private Limited
AMFI Registered Mutual Fund Distributor & SIF Distributor
CIN: U80301RJ2021PTC077481
AMFI Registered Mutual Fund Distributor (ARN-266556) – Validity: 22-Jan-2026 to 22-Mar-2029
AMFI Registered SIF Distributor (ARN-266556) – Validity: 23-Sep-2025 to 22-Sep-2028
Authorised Person of Zerodha Broking Limited (SEBI: INZ000031633) | NSE AP: AP2516003263 | MCX AP: MCX/AP/175209
APMI Registration: APRN01657 (Validity: till 20-Nov-2027) | PMS EUIN: E03467 (Pankaj Ladha)
Disclaimers
Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
Investments in Specialized Investment Fund (SIF) involves relatively higher risk including potential loss of capital, liquidity risk and market volatility. Please read all investment strategy related documents carefully before making the investment decision.
Investments in the securities market are subject to market risks, read all the related documents carefully before investing. All stock broking, trading, settlement, and related activities are carried out by Zerodha Broking Limited and governed by the Stock Broker’s policies and SEBI regulations.
The Company receives commission from Asset Management Companies / issuers for distribution of Mutual Fund and SIF products in Regular Plans, as permitted under SEBI and AMFI regulations. Such commissions may include trail or other permitted forms. No commission or fee is charged directly to investors for Mutual Fund or SIF distribution.
Invest Aaj For Kal Edutech Private Limited makes no warranties or representations, express or implied, on products offered through the platform of Invest Aaj For Kal Edutech Private Limited. We are NOT a SEBI Registered Investment Adviser. For personalized investment advice, please consult a SEBI-registered Investment Adviser. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services.
Invest Aaj For Kal Edutech Private Limited operates in compliance with SEBI and AMFI regulations.
